The Small Business Tax Help Blog

Archive for September, 2009

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Pletschet: Investors can survive outside bond market

Q: How can you recommend balancing a portfolio without bonds? — J.O, LivermoreA: It all depends on your definition of “balancing.” Most paid advisors are going to include bonds in the balancing act — like 60 percent stocks and 40 percent bonds and then as the client ages, 60 percent bonds

Harborside Health Center is featured on CNN News

Founded in 1958, Florida Tech is the only independent technology university in the Southeast. For a half-century, Florida Tech has trained and educated NASA Scientists, generals and other tech-based professionals. U.S. News and World Report listed Florida Tech as one of the best American colleges and as the nations best national doctoral university. Florida Tech was also listed in Barron’s Best Buys in college education. Rated among the top 7% of America’s colleges and universities, Florida Institute of Technology Online is committed to providing quality education, effective teaching methods and an overall excellence in all areas.

Accreditation of Florida Institute of Technology

Accredited by the Southern Association of Colleges and Schools, Florida Institute of Technology is recognized internationally for its qualified faculty members, effectiveness in technology-focused education, high-quality research institution and culturally diverse student body. Florida Tech has produced over 37,000 leaders and professionals in the fields of business, engineering, aviation, the sciences and psychology. Florida Institute of Technology prides itself on continued improvement in providing excellent programs, a quality campus life for students, faculty and staff members, in addition to providing personal and career growth opportunities.

Online classes at Florida Institute of Technology

Florida Technology online offers online chat rooms, streaming videos, message board and email. The online faculty and support center is available to help you achieve your goals. This is an excellent way to meet other online students and network with professionals around the world.

Online Degree Programs at Florida Institute of Technology

Florida Institute of Technology offers 100% virtual classroom setting with degree programs for Associate, Bachelor and Master Degrees. The following is just a smattering of what is on offer at FIT.

Undergraduate Degrees

Associate

* Accounting
* Business Administration
* Criminal Justice
* Healthcare Management
* Liberal Arts
* Marketing
* Computer Information Systems

Bachelor

* Accounting
* Business Administration in Accounting/Marketing/Computer Information Systems
* Criminal Justice
* Computer Information Systems
* HR Administration Minor with any Bachelor’s Degree

Graduate Degrees

* MBA in Accounting & Finance/Healthcare Management/Information Technology Management/Project Management
* MBA Marketing
* MS Information Technology

International Students at Florida Institute of Technology

Florida Technology Online accepts international students into undergraduate and graduate programs. International applicants need to submit all specified documents and credential to the mailing address.

International diplomas and credits received must be translated and students must demonstrate a proficiency in English using minimums for the TOEFL, IELTS, graduation from an internationally accredited English-medium school, completion of an internationally recognized ESL program or by completing 20 credit hours from an accredited, mainland U.S. university or college (this must include at least 3 courses in English composition and rhetoric).

Financial Aid and Tuition at Florida Institute of Technology

Financial aid is readily available to those who qualify. Regardless of your financial background, at FIT, they are committed to helping all their students meet their financial and educational needs. Undergraduate student can qualify for up to $10,500 a year towards a degree. Federal student aid is available to cover all the academic expenses. Florida’s Access Grant is available to eligible Florida residents. Online enrollment advisors can assist you with enrollment and can help you select the best financial aid options for suit your needs.

There is a $75 application fee and your books and other supplies cost more. Tuition is $435 per credit hour and may be tax deductible, check with your tax advisor for more details.

Employment Outlook for Florida Institute of Technology Graduates

A bachelor’s degree is worth an additional $23,000 a year more than a high-school education. Graduates with advanced degrees were found to earn significantly more than those with only a Bachelor degree. At Florida Tech, they make it easy, flexible and convenient for you to attend classes online.

So, don’t put it off any longer! Earn the degree that will advance your career, open new doors and increase your earning potential, with Florida Tech Online.

Falling Sales, Health Woes Put Family in Bind

By ERIC PERA THE LEDGER The Lantiguas thought the cookie business they inherited would be immune to the slumping economy, but sales fell as much as 40 percent, and then came the health complications.

Tips for Filing Taxes : Moving Expense Tax Deductions

Question: Sales Tax ID, how do I get one?

I live in Illinois, I get my EIN, and I got my IBT, now I am ready for my sales tax ID. I think I already figured out how to get it, I just need you fine people to confirm to me that I am in the right place.

I go here first: http://business.illinois.gov/tax_onlineFiling.cfm
I finally end up here: https://www.revenue.state.il.us/app/stii/

So this is the online application to get my salex tax ID, right?

Answer: Type in Google Search
Federal Tax ID # > search. It will give you a 1-800 number. You can have the ID in a few minutes. Check the hours.This office is open later than you think. Call after 6 pm your local time. You will get right through. If you call during the day you could be on hold for awhile.

Jane Gilson neue Chief Operating Officer bei Microsoft Deutschland

Verantwortlich für Marketing und die Leitung der Produkt-Häuser

origami with DaVinci robot

Assassin’s Creed II Cheats

Version History ————— Version 1.00 – 11/16/09 – 11/23/09 –Well, here we are, the first completed version. I will admit, this guide is somewhat rough for the first edition.

Earned Income Tax Credit PSA

Retirement & Bankruptcy

The combination of accessible credit to anyone, with or without good credit, and our consumer culture of overindulgence is a recipe for financial disaster. There were more than 2 million bankruptcies filed last year. Of these bankruptcies nearly 35 percent were filed by people under the age of twenty-five. Think about it—just as a young couple start out with the future and all its possibilities ahead of them, they file for personal bankruptcy.

Not only are individuals both young and old accumulating enormous debt, but the average personal savings has fallen dramatically in recent years. The net household savings rate average is below two percent. That is down from 10 percent in the 1980s. This is the lowest savings rate since the Great Depression. For adults in their late fifties, the median savings is less than $10,000 ( How much YOU have in your savings account).

Furthermore, fewer than half of those now entering retirement have $50,000 available to them.Many retirees have no retirement savings at all.Without saving more and planning ahead, families will have to work more years and accept more limited lifestyles.

Are you destined for this meager existence with your current plan?

Credit vs. Cash

It is not credit card companies alone who promote the use of credit, but businesses now advocate their use as well.

A short time ago, McDonalds announced that they would allow credit cards to be used in all of their franchises. The reason? Consumers spend an average five dollars when using cash, but about seven dollars when using a credit card. That is a 40 percent increase per purchase! As we move to a cashless society, our connection with real money, the cash and coins you carry in your wallet or pocket, becomes almost sacred.

We hold on to our cash while we go ahead and swipe the credit card or write the check. When you “swipe” or “write,” it does not feel like you are actually spending money.Why do you think casinos use chips instead of cash? In contrast, when you hand the cashier your $20 bill, you feel the pain. You actually notice there is less money in your wallet.

It has been noted that if you use cash over credit cards or checks you will actually spend an average 12-18 percent less when you shop. The reason is simple: cash is real; it looks real, it feels real; you’ve known it all your life.When cash is gone, it is gone. There is no backup or reserve. The feedback is instantaneous. If you buy on your credit card, the feedback does not show up until your next statement, and then you just write a check anyway— and often not for the full amount!

In it’s basic form the formula to eliminate the above problems is found in 3 steps.

1. Spend less.
2. Save at least 10% of every dollar &
3. Make more money, preferably in YOUR own homebased business (for both the cash flow & HUGE tax write offs)!

If you are honest with yourself after reading this article & realize you need help . . .

I can show you how to accelerate the profitable results of point #3 above when you subscribe to my FREE Network Marketing Solutions Newsletter.

Governor Cites Tax, Education Cuts As Solutions

Gov. Jim Douglas is urging Vermont lawmakers to roll back income, capital gains and estate tax increases passed last year.

Business And Tax Solutions | The Best Kept Secrets Of The IRS